A review of 2015’s investment

Investment as of December 2015
2015 Performance (Singapore Dollars)
Total dividends collected $2,146.41
Total Invested Capital$59,634.82
Projected Annual Yield$2,007.92
Average Monthly Dividends $178.87
Unrealised Gains / Loss ($5,647.28)

 

It has been another year of investment and it is time to review year 2015. The total invested capital increased from $50,498.26 to $59,634.82.

Majority of it went into the purchase of Sembcorp Industries Ltd (SGX:U96) and Parkway Life REIT (SGX:C2PU). I tried to average down the cost of Sembcorp Industries Ltd (SGX:U96) when it dipped to $3.90 in June 2015 but only to see it slide further. The offshore and marine industry was quite heavily hit this year due to the falling oil prices. As for Parkway Life REIT (SGX:C2PU), I started a new position in June 2015 at $2.32. Lesson? Don’t attempt to catch falling knives.

The remaining cash went into the purchase of ETFs (i.e. SPDR STI EFT (SGX:ES3), ABF SG BOND ETF (SGX:A35), Vanguard FTSE All-World ETF (LSE:VWRD), iShares Core MSCI World UCITS ETF (LSE:IWDA)).

In general, the overall portfolio dipped quite a bit. This resulted in a unrealised loss of $5,647.28. After factoring in the dividends collected until today, the portfolio is still in the red.

The average monthly dividends grew from $144.96 to $178.87 and dividend yield increased from 3.44% to 3.60%.

 

Bullion

Seeing that Gold dipped quite a fair bit during the mid of this year. Took the chance to purchase a 1oz Pamp Suisse Gold at $1,545. It is the plain Jane bar unlike the collector’s type like the Pamp Suisse Lunar series.

As for Silver, didn’t purchase any of them this year as the premiums have increased. I am pretty sure that the spot rate for Silver has dipped but this dip is not reflected in the retail price of Silver bars/ coins.

 

Conclusion

Well, I guess this sums up my investing year 2015. I am still far from my target of $250/month dividend. Let’s work towards that.

Disclaimer

The content on this post is for informational purposes only. It does not provide investment advice, nor is it an offer or solicitation of any kind to buy or sell any investment products. Rates and terms set on third-party websites are subject to change without notice. This is an independently-owned site and all opinions expressed are my own.